Aerial view of a University of Maine Farmington building in the Fall

Financial Aid & Costs

Farmington is the Affordable Choice

At the University of Maine at Farmington (UMF), you don’t have to choose between cost and quality—you get both. UMF delivers a high-value education with one of the strongest financial aid programs in Maine, making it possible to earn your degree without overwhelming debt.

A top-tier education. A price that makes sense. That’s UMF.

Get Started: Apply for Financial Aid

UMF Has One of the Most Successful and Effective Financial Aid Programs

96% of undergraduates receive financial aid, with an average award of over $14,000 in scholarships, grants, and work-study.

  • Lower tuition, fees, and room & board
  • Generous merit scholarships, grants, and tuition breaks
  • On-campus jobs, paid internships, and funded research opportunities
  • Real support, real value, and real outcomes

Explore Scholarships
Chart showing A More Affordable Path to Your Degree Average estimated annual cost for full-time, on-campus undergraduate students (2025–2026), including tuition, fees, housing, and food. UMF offers a high-quality education at a lower cost than many colleges. And with financial aid, most students pay significantly less than these estimates. Source: National Center for Education Statistics / College Board
Chart showing A More Affordable Path to Your Degree Average estimated annual cost for full-time, on-campus undergraduate students (2025–2026), including tuition, fees, housing, and food. UMF offers a high-quality education at a lower cost than many colleges. And with financial aid, most students pay significantly less than these estimates. Source: National Center for Education Statistics / College Board

Estimated 2025-2026 Costs (Undergraduate)

Maine Resident New England Tuition Break*  Non-New England 
Tuition (30 credits)  $9,480 per year $16,590 per year $22,620 per year
Mandatory Fees $2,178 per year $2,178 per year $2,178 per year
Room & Board $11,875 per year $11,875 per year $11,875 per year
Total $23,533 per year $30,643 per year $36,672 per Year

Based on Undergraduate, on-on campus taking 30 credits. Undergraduate in-state tuition is $316 per credit. Graduate tuition is $471/credit. See a total cost breakdown for detailed information or visit the Billing & Cost of Attendance page.

*Residents of Connecticut, Massachusetts, New Hampshire, Rhode Island, and Vermont 

Net Price Calculator Graduate Costs

Ways to Fund Your Future

Explore the Financial Support and Opportunities Available to Help You Succeed
aerial image of students working in the library

Scholarships, Grants, and Tuition Waivers

At the University of Maine at Farmington, we’re committed to making a high-quality education affordable. Through a wide range of merit scholarships, financial aid, tuition discounts, and additional benefits, UMF recognizes your achievements and helps reduce the cost of your college experience.
Explore Ways to Save
Outside photo of small UMF flag on a pole

Student Employment

Student employment at UMF is a great way to earn money, build skills, and gain real-world experience. More than half of students participate through the Federal Work-Study Program (financial need-based) or the Student Work Initiative Program (open to all students), with flexible, on-campus jobs that often align with academic interests and help build valuable résumé skills.
Student Employment
Person using laptop to study remotely

Student Loans

Students have several borrowing options, including Federal Direct Stafford Loans (subsidized and unsubsidized), Federal Direct PLUS Loans for parents, and private loans for qualified borrowers. Programs like Maine’s Student Loan Repayment Tax Credit and the Educators for Maine Program may provide financial benefits or loan forgiveness. Small emergency loans are also available. Understanding your options and borrowing responsibly can help you manage costs and plan for long-term success.
Federal Student Loans Private Loans

Federal Student Aid Changes with the One Big Beautiful Bill Act (OBBBA)

Learn about upcoming federal financial aid changes for the 2026–27 academic year and how they may impact your aid.
Financial Aid Changes

Contact Us

Friendly and knowledgeable, the UMF Financial Aid team is here to help you navigate scholarships, work-study, and other resources.

UMF Financial Aid Office
Merrill Center Student Services
224 Main Street, Merrill Hall, Farmington, ME 04938
Phone: 207-778-7100
Email: umfaid@maine.edu
Get Started: Apply for Aid
Jennifer Hutchinson
Jennifer Hutchinson

Director of Financial Aid

About Jennifer
Alannah Hartford ’23
Alannah Hartford ’23

Admissions and Financial Aid Counselor

About Alannah
Julie Farmer
Julie Farmer

Financial Aid Counselor

About Julie
Renee Repsher
Renee Repsher

Manager of Student Financial Services

About Renee
Next Steps

Your Journey Starts Here

Request Info Apply Visit